There are many ways to plan for retirement:defined benefit pension plans, profit sharing plans and 401K plans. Each has various permutations, such as age-weighting, cross testing or integration. Whichever plan you choose, we can customize it to meet all of your needs while ensuring that it qualifies for Internal Revenue Service approval, and that you fully understand its uses and benefits. When the plan is adopted, we'll provide the required materials, such as financial statements and governmental reports. Our relationships with our clients are both pro-active and reactive, as we work to anticipate your needs.

JAMES H.SWARTOUT has developed a special niche within our firm.He specializes in handling the challenges of retirement planning and compliance administration. For over 10 years, Jim has also provided leadership in the firm's development of trust tax return preparation.